Underwriter

Overview

Fundingcircle is hiring an Underwriter to join their team in London. The position involves evaluating credit risk for small and medium-sized enterprise borrowers on a loan-by-loan basis. The role operates on a hybrid work model requiring three days in the London office.

What you get

The position offers a competitive salary along with a comprehensive benefits package. Perks include a flexible benefit allowance, private medical and dental coverage, health assessments, and access to a digital GP. Additional financial and lifestyle offerings include life assurance, share schemes, financial coaching, electric car and cycle-to-work schemes, season ticket loans, a dedicated annual learning allowance, and parental leave policies.

Requirements

Applicants need experience in credit analysis, ideally within SME lending, alongside a firm understanding of UK accounting standards. Candidates must possess strong analytical, decision-making, and communication skills, an inquisitive mindset, a readiness to challenge the status quo, and the ability to redesign departmental workflows using AI to automate tasks and identify high-impact AI use cases.